Subrogation & Liability Evaluation

FOLLOW THE EVIDENCE.
EVALUATE INVOLVEMENT.

Fire-damaged vehicle evidence being transferred for forensic examination

Vector supports subrogation and liability matters with experienced fire investigation, evidence documentation and preservation, component evaluation, and coordinated technical support. Our findings give carriers, counsel, and other stakeholders a clear forensic record for evaluating the matter and determining the appropriate next step.

Forensic Capabilities

SUPPORT FOR THE QUESTIONS
THAT MOVE THE MATTER FORWARD.

EARLY LOSS
EVALUATION

Identify technical issues, preservation needs, and potential areas requiring additional investigation before conditions change.

ORIGIN & CAUSE
INVESTIGATION

Conduct systematic fire-scene examinations and develop origin-and-cause findings supported by documented observations and analysis.

EVIDENCE & JOINT
EXAMINATIONS

Collect and preserve evidence, coordinate interested-party examinations, and maintain traceable controls throughout the process.

REPORTING & EXPERT
SUPPORT

Provide clear technical reports, consultation, testing coordination, deposition support, and expert testimony when required.

Independent Forensic Analysis

EXPERIENCE WHERE
THE EVIDENCE LEADS.

Vector’s investigators review the available information, examine the physical evidence, evaluate competing explanations, and report the findings developed through that analysis. This independent approach provides stakeholders with reliable technical answers, clearly stated limitations, and a defensible basis for decisions involving recovery, liability, or continued investigation.

Technical Areas of Evaluation

EXPERTISE FOR FIRE-RELATED
SUBROGATION AND LIABILITY MATTERS.

PRODUCTS &
APPLIANCES

Evaluate fire involvement, installation, operation, failure indicators, available product information, and the need for specialized component testing.

CONTRACTOR &
INSTALLATION ISSUES

Review recent work, system configuration, installation conditions, maintenance history, and technically relevant standards or instructions.

UTILITY & ELECTRICAL
SYSTEMS

Document service equipment, conductors, connections, protective devices, utility involvement, and electrical conditions relevant to the fire event.

VEHICLES &
EQUIPMENT

Examine passenger vehicles, commercial equipment, machinery, fuel systems, electrical systems, and retained components involved in fire losses.

TEXAS BORN | NATIONWIDE READY!

FORENSIC SUPPORT FOR
SUBROGATION AND LIABILITY.

Vector provides responsive investigative support for residential, commercial, industrial, vehicle, equipment, marine, and complex fire losses across Texas and in applicable jurisdictions.